Who We Are

Bob HeltzelBob Heltzel

Heltzel Mortgage has a long history of mortgage banking in Virginia. Originally founded in 1965 as the Robert Heltzel Company, we changed our name in 1980 to Heltzel Mortgage Corporation. For 37 years the firm operated as an independent mortgage banker before merging with Synergy One Federal Credit Union in 2001 to create Heltzel-Synergy One Mortgage.



What We Do

We offer a full range of mortgage programs. Here's a partial list of some of our programs:

  • FHA and VA loans
  • VHDA loans for 1st time buyers
  • Rural Development loans
  • Conventional fixed rate loans with terms of 10, 15, 20 and 30 years.
  • Construction Perm Loans
  • Reverse Mortgages
  • Adjustable Rate Mortgages
  • Commercial loans